Caring for Our Own

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Knights of Columbus Insurance

Caring for Our Own

Because the Knights of Columbus isn’t just another insurance company, you are more to us than customers, current or potential, who are valued only for the products you purchase. Father McGivney founded the Knights 134 years ago so that we could help each other, and so we offer unique products and services out of concern for the well-being of both you and your family. That’s the Knights of Columbus difference.

We extend to our members an Accidental Death benefit for free…
For starters, we extend to our members an Accidental Death benefit for free, just by virtue of their membership in the Knights of Columbus. The program — which is only available in insurance jurisdictions — provides a benefit of $1,000-$2,500 upon the accidental death of any member or his spouse (subject to certain age restrictions).

Since its launch in 1994, the program has provided nearly $15 million in benefits.

In addition to the Accidental Death benefit, the Knights of Columbus and our agents offer a number of free services to our members and their families. Our agents are committed to providing survivor assistance to widows and families left behind after the loss of a loved one.

Knights of Columbus agents will stand by you and assist you with any of the following: contacting your attorney to sort out the will, making funeral arrangements, notifying and coordinating with the council, resolving any financial matters, filing any claims (including claims with companies other than the Knights of Columbus) and filing for survivor benefits or veteran’s benefits, if necessary.

Secondarily, we offer two additional free services to help Knights’ families. The first is Profiles Forecaster, a comprehensive and compli- mentary industry tool that helps you evaluate your family’s financial situation and determine what insurance protection may be needed. The second, the Knights of Columbus Personal Planning Workbook, will help you record your final wishes and important information (including accounts, passwords, funeral arrangements, etc.) for your survivors. Both of these services are free through your Knights of Columbus agent.

To our insurance members* we offer two more programs: the Family Fraternal Benefit Program and the Orphan Fraternal Benefit Program.

The Family Fraternal Benefit Program provides two distinct benefits. Firstly, it offers insurance eligibility to uninsurable children. Through the program, a member can purchase a $5,000 life insurance policy for an otherwise uninsurable child at standard rates before the child is 61 days old or at a rated premium if purchased before the child’s 18th birthday. At standard rates, a member can also purchase a $5,000 policy for a child between the ages of 3 and 18 years old who is mentally impaired.

The program also offers death benefit coverage to members who have lost an infant child less than 61 days after birth, or to those who have lost an unborn child in a stillbirth after the 20th week. (The Order affirms that life begins at conception. In this instance, the benefit requires a certified death certificate for the stillborn child, hence the 20-week rule.)

The second fraternal benefit program available to insured members is the Orphan Fraternal Benefit Program. This extensive program also provides two benefits. The first is an $80 monthly benefit for each eligible orphan until their 19th birthday. The second is a scholarship program that grants eligible orphans up to $1,750 per year for a four-year period.

“These benefits augment the tradition of fraternity established by Father McGivney — namely, that the Order cares for its own.”

In a letter addressing the programs, Supreme Knight Carl Anderson noted that “these benefits augment the tradition of fraternity established by Father McGivney — namely, that the Order cares for its own. It expands upon a basic reason for which he founded the Order, ‘of rendering pecuniary aid to its members, their families, and beneficiaries of members and their families.’”

These programs are part of what makes us unique.

Get to know all of our fraternal benefits and the ways in which members of your council may benefit from them. Help educate them and connect them with their field agent, who can provide them with specific details. Because, at the end of the day, we’re brothers and we’re here to help.

To find your agent, visit or call 1-800-345-5632.

*To be eligible for both the Family Fraternal Benefit Program and the Orphan Fraternal Benefit Program, the member must be in good standing and either he or his wife must be insured under a Knights of Columbus certificate requiring an annual premium of at least $150 or providing at least $5,000 in permanent life insurance coverage. Eligibility for the Orphan Fraternal Benefit Program is also contingent on the child being covered by an individual Knights of Columbus certificate.

Fraternal Benefits Information Request Form

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